Terms of Use

1. OUR SERVICE

StartNoo works to encourage community engagement while helping to alleviate education costs. You may be using this Site or the Service for many reasons, including: use as a university administrator seeking to manage student retention; use as a nonprofit organization seeking to obtain volunteers; use as a current or former student seeking volunteering opportunities; use as a donor seeking to support an individual or group of students; or use as a browser seeking to obtain more information about StartNoo.

StartNoo facilitates connections between nonprofit organizations and current and former students of StartNoo university partners seeking volunteer opportunities with nonprofits in exchange for repayment of their education loans ("StartNoobs"). We do not supervise, control, or monitor any work done by StartNoobs on behalf of any nonprofit users, nor are we responsible for the quality of, or any other aspect of, such work. StartNoo makes no representations or warranties concerning such work.

2. COMMUNICATION

We use the information we collect or receive to communicate directly with you pursuant to the terms set forth in the Privacy Policy.

3. OPT-OUT RIGHTS AND PROCEDURES

Communications Opt-Out

You may opt out of promotional and marketing communications from StartNoo at any time by: (a) clicking the "unsubscribe" link in any promotional email; (b) emailing optout@startnoo.com with "Communications Opt-Out" in the subject line; or (c) logging into your Account and updating your communication preferences. Please note that even if you opt out of promotional communications, we may still send you transactional messages related to your Account and use of the Service.

Data Processing Opt-Out

You have the right to opt out of certain data processing activities, including: (a) sharing of your information with third parties for marketing purposes; (b) use of your information for targeted advertising; and (c) automated decision-making processes. To exercise these rights, contact us at privacy@startnoo.com with "Data Processing Opt-Out" in the subject line.

FERPA Consent Revocation

If you are a student user, you may revoke your consent for StartNoo to access your educational records at any time by submitting a written request to ferpa@startnoo.com. Upon revocation, we will cease accessing your educational records, though this may limit your ability to use certain Service features. Revocation does not affect the lawfulness of processing based on consent before its withdrawal.

Arbitration Opt-Out

YOU HAVE THE RIGHT TO OPT OUT OF THE MANDATORY ARBITRATION PROVISION IN SECTION TITLED 'DISPUTE RESOLUTION'. IF YOU WISH TO OPT OUT OF ARBITRATION, YOU MUST SEND A WRITTEN NOTICE TO STARTNOO WITHIN SIXTY (60) DAYS OF FIRST ACCEPTING THESE TERMS OF USE. YOUR WRITTEN NOTICE MUST: (a) BE SENT TO: StartNoo, LLC, ATTN: ARBITRATION OPT-OUT, 7901 4th Street N, STE 300, St. Petersburg, Florida 33702; (b) INCLUDE YOUR FULL NAME AND ADDRESS; (c) INCLUDE YOUR ACCOUNT USERNAME; AND (d) CLEARLY STATE THAT YOU WISH TO OPT OUT OF THE ARBITRATION PROVISION.

General Opt-Out Procedures

For other opt-out requests not specified above: (a) send an email to optout@startnoo.com with "Opt-Out Request" in the subject line; (b) include your full name, account username, and detailed description of what you wish to opt out of; (c) include a statement confirming you understand the implications of your opt-out request. We will respond within ten (10) business days with confirmation of your opt-out status and any effects on your Account or Service access.

Effect of Opt-Out

Opting out of certain terms or services may limit your ability to use specific Service features or may require termination of your Account. We will inform you of any such limitations before processing your opt-out request. You may revoke most opt-out decisions by contacting the same email address used for your original opt-out, subject to applicable legal requirements.

4. USE OF SERVICE AND CONTENT

Eligibility and Representations of Users

The Service is intended solely for users who are 18 years of age or older, and any registration or use of the Service by anyone else is prohibited. Students between the ages of 13 and 17 with express written consent from a legal guardian attending a university partnered with StartNoo may use the Service for academic purposes only with express written consent and permission from both a legal guardian and an authorized university administrator. By using the Service, you hereby represent and warrant that you are 18 years of age or older, or that you are 13 years of age or over with express approval from your legal guardian, and your legal guardian has reviewed and accepted these Terms of Use on your behalf. If you violate any of these Terms of Use, or violate any other agreement with us, we reserve the right to delete any content or information that you have provided through the Service or prohibit you from using or accessing the Service or any of our other products or services.

By using the Service, you hereby represent and warrant that: (a) you have the right, authority and capacity to enter into, and abide by, these Terms of Use, and that you will do so (and if you are entering into these Terms of Use on behalf of a nonprofit or a donor that is not a natural person, or on behalf of a person other than yourself, you hereby represent and warrant that you have authority to act on behalf of that entity or person and to bind that entity or person to these Terms of Use); (b) you own all rights necessary to provide any content that you provide through the Service; (c) you are the individual or organization that you claim to be; (d) you are not in violation of any laws or regulations of any applicable jurisdiction by using the Service; (e) you are, as applicable, a citizen or resident of a geographic area where accessing StartNoo is not prohibited by law, regulation, treaty, decree, or administrative act; (f) you are not, as applicable a citizen of, resident of, or located in a country on the United States Sanctions list; (g) you are not on any United States most wanted list, including the United States Department of Commerce's Denied Persons or Entity List, the United States Department of Treasury's Specially Designated Nationals Blocked Persons List, or the Department of State's Debarred Parties List; and (h) you are not using this Service to facilitate any illegal action.

Privacy

Your privacy is very important to us. Our Privacy Policy explains how we treat any personal information that you provide to us, and how we seek to protect your privacy when you use the Service. We comply with the Family Educational Rights and Privacy Act (FERPA) and will not disclose any protected education records without proper authorization. For students, we will only share educational records in accordance with FERPA requirements and with proper consent. We will not share or sell any of your information with any third party, except as specifically described in our Privacy Policy, or as required by FERPA, which are incorporated by reference into these Terms of Use.

Intellectual Property Ownership

For the purposes of these Terms of Use, "Intellectual Property Rights" means all patent rights, copyright rights, mask work rights, moral rights, rights of publicity, trademark, trade dress and service mark rights, goodwill, trade secret rights and other intellectual property and proprietary rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory or other jurisdiction.

The Service and all materials therein or transferred thereby, including software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio and videos (the "StartNoo Content"), and all Intellectual Property Rights related thereto, are the exclusive property of StartNoo or its licensors. You do not acquire any right, title, or interest in, to, or under any StartNoo Content by virtue of using this Site or the Service, and except as explicitly provided herein, nothing in these Terms of Use shall be deemed to create a license in, to, or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any StartNoo Content. Use of the StartNoo Content for any purpose not expressly permitted by these Terms of Use is strictly prohibited.

You may choose to or we may invite you to submit comments or ideas to us, including about the Service, including about how to improve the Service or our products ("Ideas"). By submitting any Idea, you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place StartNoo under any fiduciary or other obligation, and that we are free to use the Idea without any additional compensation or recognition to you, or to disclose the Idea on a non-confidential basis or otherwise to anyone. You further acknowledge that, by acceptance of your submission, StartNoo does not waive any rights to use similar or related ideas previously known to StartNoo, or developed by its employees, or obtained from sources other than you.

Licenses

Subject to these Terms of Use, we hereby grant you a non-exclusive, limited, non-transferable, freely revocable license to use the StartNoo Content and the Service as permitted by these Terms of Use or any other applicable agreements between you and us. StartNoo reserves all rights not expressly granted herein. StartNoo may terminate the foregoing license at any time for any reason or no reason without notice.

You hereby grant us a non-exclusive, royalty-free, fully paid-up, worldwide, sublicensable through multiple tiers, assignable, irrevocable, perpetual, non-terminable license to use and exercise all intellectual property rights in any content or information that you post in connection with the Service, including to edit, modify, adapt, distribute, publicly display, and create derivative works from the content or information you provide at our sole discretion, and to incorporate the content or information into other works, including into the Service. You authorize us, for worldwide commercial and non-commercial purposes, to use, reproduce, distribute and license to others, such content or information in any manner of media whatsoever now or hereafter known, and to use your name (including legal name, alias, professional name, or nickname), likeness, voice, signature, biographic or other information in connection therewith. StartNoo shall be under no obligation to treat such content or information as confidential.

Usernames and Passwords

When you register for an Account, we will ask you to create a username and password ("Registration Details"). You are entirely responsible for keeping your Registration Details safe and confidential and for any actions taken under your Account. You agree to notify us immediately if you suspect or become aware of any unauthorized use of your Registration Details.

Termination of User Access

StartNoo reserves the right to suspend or terminate your access the Sites and Service, effective immediately upon providing notice to you via email, if, in StartNoo's sole discretion, you have violated these Terms of Use. Upon making such determination, StartNoo may immediately block you from accessing or using the Sites and the Service. If StartNoo suspends or terminates your Account, you may no longer access or use, or attempt to access or use, the Sites or the Service.

4. HONESTY

User Registration

You hereby represent and warrant that any information that you provide to us is true, accurate, and complete. You also agree to update your information to maintain the truthfulness, accuracy, and completeness thereof. Without limiting the generality of the foregoing, you must not provide false or misleading information to us about your location, your nonprofit organization, your skills, your education history, or your previous volunteer work. You must not register more than one Account without express written permission from us.

Account Verification and Authorization

At StartNoo, you can register for one of three types of user registration accounts (each an "Account"): 1) StartNoobs, 2) a nonprofit representative, 3) a donor representative or individual donor (each a "User"), and 4) a university administrator. Users may be associated with one or more organizations (each a "Group"): 1) a university; 2) an institutional donor; or 3) a nonprofit organization. StartNoobs are current or former students, usually with a tuition balance or student loan debt. Nonprofits are active 501(c)(3) charitable organizations, compliant with the Internal Revenue Services (IRS) regulations, making a difference in their communities. Donors are generous individuals or organizations, active private foundations compliant with the IRS regulations, that give generously and help encourage community engagement and education cost reduction. By registering for any account on StartNoo, you agree to abide by any additional applicable agreements, including the Privacy Policy.

When you register for a StartNoob Account and from time to time thereafter, your Account will be subject to verification of one or more official government or legal documents that confirm your identity. As such:

You hereby consent to, and authorize StartNoo directly, or through third parties, to make any inquiries necessary, as often as needed, to validate your identity and confirm your ownership of financial accounts, student identification, and your email address, subject to applicable laws or regulations, including the Family Educational Rights and Privacy Act ("FERPA"). For any educational records covered under FERPA, you specifically authorize StartNoo to access and verify such information for the purpose of providing our services. This authorization: (1) may be revoked by you at any time in writing, (2) specifies the records that may be disclosed, (3) states the purpose of the disclosure, and (4) identifies the party to whom the disclosure may be made. When requested, you must provide us with information necessary to verify any applicable accounts. No funds will be disbursed until enrollment status, and certain other information about your eligibility to have funds disbursed by StartNoo on your behalf has been verified.

You hereby authorize StartNoo directly, or through third parties, to make payments on behalf of your verified student loan accounts, tuition bills, and other Academically Related Financial accounts. An Academically Related Financial Account is defined as any amounts owed to a lender, academic institution or other owner of any debt owed by you directly resulting from the pursuit of formal education qualifying for StartNoo payments as set forth in the StartNoob Terms. When requested, you must cooperate in any manner necessary to assist us with making such payments.

6. RESTRICTIONS AND CLARIFICATIONS ON USE OF SERVICE

Non-MSB Status

Definition of Activities

StartNoo is a social enterprise dedicated to fostering community engagement and reducing educational costs through volunteerism and generosity. The Site connects nonprofit organizations with students and former students who volunteer in exchange for educational loan repayment. This unique model emphasizes community service and educational support, rather than financial transactions or services.

Distinction from Money Services Business (MSB)

StartNoo is not a Money Services Business (MSB) as defined under applicable laws and regulations. StartNoo does not engage in money transmission services, currency exchange, or any other financial services typically associated with MSBs. StartNoo's activities are strictly limited to facilitating volunteer opportunities and educational support.

Legal Definition of MSB

A Money Services Business (MSB) is defined as a business that provides money transmission services or other financial services such as currency exchange, check cashing, or issuing money orders. StartNoo's activities do not fall under this category, as StartNoo does not engage in money transmission services as defined under applicable state and federal laws, including but not limited to the Bank Secrecy Act and state money transmitter laws. All payment processing is handled by licensed third-party payment processors. Any verification process on the platform, and/or through third party providers, is indended solely for identify verification, and not for financial transactions.

Use of Stripe as Payment Provider

For any financial transactions related to the Service, StartNoo utilizes Stripe as a third-party payment provider. Stripe handles all money transmission services, ensuring compliance with relevant financial regulations. StartNoo does not directly engage in any money transmission activities. Stripe's legal terms may be found at https://stripe.com/legal/.

General Restrictions

Your use of the Service may enable you to view analytics, post comments, generate content, or send messages on this Site, including posts and messages that may be visible to other users. You may only make postings and send and receive messages and material that are relevant to, and necessary for, the use of the Service. You agree to abide by all applicable laws and regulations in your use of the Service. Without limiting the generality of the foregoing, you agree that you will not do any of the following:

• post or otherwise make available content, or take any action on or through the Service, that in our judgment (a) is intentionally misleading; (b) may constitute libel, slander, stalking or other harassment; (c) threatens or promotes hatred of any person, entity, or group; or (d) infringes, misappropriates, or otherwise violates someone else's rights such as copyrights, trademarks, privacy rights, or rights of publicity; (e) is harmful, inflammatory, or vulgar, or (f) violates any law or regulation;
• post or otherwise make available content that in our judgment restricts or inhibits any other person or entity from using or enjoying the Service, or which may expose us or our users to any harm or liability of any type;
• post or otherwise make available any unsolicited or unauthorized advertising, promotional materials, political materials, or any other form of solicitation;
• impersonate any person or entity, or falsely state your age or your affiliation with any person or entity (including purporting to make any statements on behalf of StartNoo without our prior written consent), or otherwise misrepresent yourself, or allow any other person or entity to use your Registration Details in order to view or post comments;
• post or otherwise make publicly available on the Service any personal or financial information of any third party;
• solicit personal information from anyone under 18 or solicit passwords or personally identifying information for commercial or unlawful purposes;
• use the Service or our products and services in any manner that could damage, disable, overburden or impair the Service;
• adapt, alter, license, copy, make derivative works of, sell, rent, transfer, assign, distribute, host, reverse engineer, reverse compile, or disassemble the Service or Site;
• exploit the Service or the Site for commercial or personal purposes;
• register for the Service under a new username after StartNoo has terminated your access to the Service; or
• engage in: (a) copying, distributing, or disclosing any part of the Service in any medium, including by any automated or non-automated "scraping"; (b) using any automated system, including "robots," "spiders," "offline readers," etc., to access the Service in a manner that sends more donation hours to StartNoo servers than a human can reasonably produce in the same period of time by using a conventional online web browser; (c) transmitting spam, chain letters, or other unsolicited email, surveys, contests, or pyramid schemes; (d) attempting to interfere with, compromise the system integrity or security of the Service, or attempting to decipher any transmissions to or from the servers running the Service; (e) taking any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (f) uploading invalid data, viruses, worms, Trojan horses, or other software agents through the Service; (g) tracing any user information or collecting or harvesting any personally identifiable information from the Service; (h) interfering with the proper working of the Service; (i) accessing any content on the Service through any technology or means other than those provided or authorized by the Service, including by hacking or attempting to obtain password information from users; (j) bypassing the measures we may use to prevent or restrict access to the Service, including features that prevent or restrict use or copying of any content or enforce limitations on use of the Service or the content therein; or (k) testing the vulnerability of the Site or Service.

7. COPYRIGHT COMPLAINTS

Since we respect artist and content owner rights, it is StartNoo's policy to respond to alleged infringement notices that comply with the Digital Millennium Copyright Act of 1998 ("DMCA").

If you believe that your copyright has been copied or displayed in a way that constitutes copyright infringement and is accessible via the Service, please notify the appropriate DMCA authorities. For your complaint to be valid under the DMCA, you must provide to our Copyright Agent the following information in writing:

1. An electronic or physical signature of a person authorized to act on behalf of the copyright owner;
2. Identification of the copyrighted work that you claim has been infringed;
3. Identification of the material that is claimed to be infringing and where it is located on the Service;
4. Information reasonably sufficient to permit StartNoo to contact you, such as your address, telephone number and e-mail address;
5. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or law; and
6. A statement, made under penalty of perjury, that the above information is accurate, and that you are the copyright owner or are authorized to act on behalf of the owner.

Please note that this procedure is exclusively for notifying StartNoo and its affiliates that you believe your copyright has been infringed. The preceding requirements are intended to comply with StartNoo's rights and obligations under the DMCA, including 17 U.S.C. §512(c), but do not constitute legal advice. If you need legal advice, you should consult an attorney regarding your rights and obligations under the DMCA and other applicable laws or regulations.

When we receive a DMCA takedown notice, we may, at our sole discretion, remove the allegedly infringing material or terminate the access of the allegedly infringing user to our Site or the Service.

If we remove or disable access to such material, we will make a good faith attempt to contact the person who submitted it, so that such person will have the opportunity to make a counter notification pursuant to 17 U.S.C. § 512(g)(3). If we receive such a counter notification, we may reinstate the challenged material. To file a counter notification, you must provide a written notice to our above Copyright Agent that includes substantially the following:

1. Identification of the material that has been removed or to which access has been disabled, including the location at which the material appeared before it was removed or access to it was disabled;
2. A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification;
3. Your name, address and telephone number, and a statement that you consent to the jurisdiction of the Federal District Court for the judicial district in which the address provided by you is located (or if the address provided by you is outside the United States, you consent to the jurisdiction of the Federal District Court for any judicial district in which StartNoo may be found), and that you will accept service of process from the person who provided the notice or an agent of such person; and
4. Your physical or electronic signature on the counter notification.

Our designated Copyright Agent can be reached at legal@startnoo.com.

In accordance with the DMCA and other applicable law or regulation, StartNoo reserves the right to remove from the Service, in appropriate circumstances, users who are deemed, in StartNoo's sole discretion, to have infringed the copyright of any person.

8. TEST GROUPS AND PILOTS

Limited Scope

If you are a member of a StartNoo Test Group or StartNoo Pilot, you agree to use the test version of the Service solely for the purposes described in these Terms of Use and such additional relevant agreements incorporated by reference herein and as reasonably requested by us during the Test Group soft launch for the purposes of helping us to ameliorate the Service, including by participating in certain required activities during the applicable test period.

Feedback

For the benefit of the future StartNoo community, we would love to hear what you think about our Site in development. We will be requesting your feedback about your StartNoo service experiences, the Site and the Service, including payment processing for tuition or student loans, and other similar experiences. As such, StartNoo allows for users to leave objective, balanced feedback about their experiences and other users, including feedback about universities, nonprofits, StartNoobs, and donors.

StartNoo provides a feedback system where comments may be public, private, or available for business use. Currently, While StartNoo respects user opinions, we reserve the right to monitor and moderate content as needed to maintain community standards and comply with applicable laws. StartNoo does not investigate any remarks posted by users for accuracy or reliability, but may do so if a user requests that StartNoo does so. As such, StartNoo is not responsible for (i) the accuracy or reliability of comments made; (ii) any negative, harmful, offensive, or otherwise actionable comments made; and (iii) any liability that may arise from such comments. Further, you may be held legally responsible for damages suffered by other users or third parties as a result of your remarks, if such actions are defamatory or otherwise legally actionable. StartNoo is not legally responsible for any feedback or comments posted or made available on our platform by any user or third parties, even if the comments are defamatory or otherwise legally actionable.

StartNoo has a zero-tolerance policy for online bullying and other abusive behavior by users of our Site or the Service. You are prohibited from making any posts to our Site that violate this policy. In order to protect our users from abuse, and in order to preserve the integrity of our feedback system, StartNoo reserves the right, in our sole discretion (without assuming any obligation to do so), to remove posts, comments, feedback, video, images, memes and information in any medium that StartNoo believes violate this zero-tolerance policy. StartNoo also reserves the right to block any user who violates our policy against abuse and bullying from having further access to any StartNoo products and services.

9. MISCELLANEOUS

No Financial Advice

StartNoo does not provide tax, legal, insurance or investment advice. Any financial literacy information provided is for educational purposes only, and does not constitute tax, legal, insurance, or investment advice. No information from StartNoo should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, loan, note, investment contract, or assignment of earnings by StartNoo or any third party. If you are under 13 years of age, you are strictly prohibited from using this Service without the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms of Use. StartNoo is not responsible for the content of any third-party documents made available to you by StartNoo or the content of any financial advice or investment education provided by any service opportunities posted by StartNoo users. Any reliance you place on such third-party content is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such content by you or any other person or entity. Any calculators and tools made available on the Service are intended for the purpose of providing estimates only, and you should not rely upon such estimates. You alone are solely responsible for determining whether any donation, support, strategy, or any other product or service, is appropriate or suitable for you based on your personal situation. You should consult an attorney, tax professional, or other appropriate advisor regarding your specific situation.

No Agency

These Terms of Use and any use by you or any other person or entity of the Service shall not be construed as creating or implying any relationship of agency, franchise, partnership or joint venture between you and StartNoo.

Availability of Service, Changes and Modifications

We reserve the right to temporarily or permanently modify or discontinue the Service, or any portion of the Service, for any reason, without notice to you. We may also change these Terms of Use from time to time without notice to you. Please review these Terms of Use from time to time because each time you use the Service (including any visit to this Site), you are bound by the then-current version of these Terms of Use, and if you do not wish to be so bound, please do not use the Site or the Service.

Third Party Links

The Service may contain links to third-party websites that are not owned or controlled by StartNoo. For users under 13, we implement measures to ensure that links to external websites comply with Children's Online Privacy Protection Act ("COPPA") requirements and protect children's privacy. StartNoo does not endorse, control, or assume any responsibility for any such third-party sites, their content, or their privacy practices. If you access a third party website from the Service, you do so at your own risk, and you understand that these Terms of Use and the Privacy Policy do not apply to your use of such sites, and that you are subject to the terms of use of any such sites. You acknowledge that StartNoo assumes no liability arising from your use of any third-party website, and you hereby release StartNoo from any such claims.

Third-Party Partner Compliance

StartNoo partners with a number of organizations to deliver the Site and Service. StartNoo and its partners ensure compliance with applicable laws and regulations. For more information about StartNoo's Partners visit the links below.

• Amazon Web Services
• Stripe
• National Student Clearinghouse
• Anthology Blackboard
• Instructure Canvas

Indemnity

You agree to defend, indemnify and hold harmless StartNoo and its subsidiaries and other affiliates, partners, agents, licensors, managers, and its and their employees, contractors, agents, officers and directors ("Representatives"), from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including attorney's fees) arising from:

• your use of and access to the Service, including any data, content or funds transmitted or received by you;
• your violation of any term of these Terms of Use, including your breach of any of the representations and warranties above;
• your violation of any third-party right, including any right of privacy or Intellectual Property Rights;
• your violation of any applicable law, rule or regulation; or
• any claim of damages that arise as a result of any content that you submit through the Service.

No Warranty

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. FOR EDUCATIONAL INSTITUTIONS AND STUDENTS, STARTNOO MAINTAINS APPROPRIATE ADMINISTRATIVE, TECHNICAL, AND PHYSICAL SAFEGUARDS TO ENSURE THE SECURITY AND CONFIDENTIALITY OF EDUCATION RECORDS IN COMPLIANCE WITH FERPA. USE OF THE SERVICE IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM STARTNOO OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, STARTNOO AND ITS REPRESENTATIVES DO NOT WARRANT THAT THE CONTENT MADE AVAILABLE THROUGH THE SITE OR THE SERVICE (INCLUDING ANY INFORMATION PROVIDED BY OR ABOUT ANY USER) IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICE WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, OR BE UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DOWNLOADED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD OR YOUR USE OF THE SERVICE. NEITHER STARTNOO NOR ITS REPRESENTATIVES WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY HYPERLINKED WEBSITE OR SERVICE. STARTNOO DOES NOT GUARANTEE THAT YOUR USE OF THE SERVICE WILL RESULT IN YOUR BEING PLACED WITH ANY CHARITABLE ORGANIZATION OR WILL RESULT IN ANY PAYMENTS BEING MADE BY STARTNOO TO ANY ACADEMICALLY RELATED FINANCIAL ACCOUNT (EXCEPT THAT STARTNOO ACKNOWLEDGES THAT SUCH PAYMENTS WILL BE MADE UPON SATISFACTORY COMPLETION OF VOLUNTEER SERVICE PER THE STARTNOOB TERMS).

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STARTNOO, ITS REPRESENTATIVES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS SERVICE. UNDER NO CIRCUMSTANCES WILL STARTNOO OR ITS REPRESENTATIVES BE RESPONSIBLE FOR ANY DAMAGE, LOSS OR INJURY RESULTING FROM HACKING, TAMPERING OR OTHER UNAUTHORIZED ACCESS TO, OR USE OF, THE SERVICE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, STARTNOO AND ITS REPRESENTATIVES ASSUME NO LIABILITY OR RESPONSIBILITY FOR, AND YOU HEREBY RELEASE STARTNOO AND ITS REPRESENTATIVES FROM ANY, ACTUAL OR CONSEQUENTIAL CLAIMS, DEMANDS, OR DAMAGES OF ANY KIND OR NATURE, KNOWN OR UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, ARISING OUT OF OR IN ANY WAY CONNECTED WITH:

• THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICE;
• ERRORS, MISTAKES, OMISSIONS, OR INACCURACIES OF CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICE;
• PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF THE SERVICE;
• UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN;
• INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM, OR TERMINATION OR SUSPENSION OF, OR FAILURE TO MAINTAIN, THE SERVICE;
• SUSPENSION OR TERMINATION OF YOUR ACCOUNT;
• BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH THE SERVICE BY ANY THIRD PARTY;
• DISPUTES BETWEEN USERS;
• PAYMENT TRANSMISSION FAILURES; OR
• DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY.

IN NO EVENT SHALL STARTNOO OR ITS REPRESENTATIVES BE LIABLE TO YOU FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES OR COSTS IN AN AMOUNT EXCEEDING THE AMOUNT YOU PAID TO STARTNOO HEREUNDER OR $50.00, WHICHEVER IS GREATER.

THIS LIMITATION OF LIABILITY SECTION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF STARTNOO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. THESE TERMS OF USE GIVE YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS, WHICH VARY FROM STATE TO STATE. THE DISCLAIMERS, EXCLUSIONS, AND LIMITATIONS OF LIABILITY UNDER THESE TERMS OF USE WILL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

TO THE EXTENT APPLICABLE, YOU HEREBY WAIVE THE PROTECTIONS OF CALIFORNIA CIVIL CODE § 1542 (AND ANY ANALOGOUS LAW IN ANY OTHER APPLICABLE JURISDICTION) WHICH SAYS: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR."

You may only use the Service in a manner consistent with these Terms of Use and all applicable local, state, national and international laws and regulations, including United States export control laws. Registration for, and use of, the Service is void where prohibited.

No Waiver

Our failure to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.

Severability

If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Terms of Use shall remain in full force and effect.

Assignability

These Terms of Use, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by StartNoo without restriction. Any attempted transfer or assignment in violation of the foregoing sentence shall be null and void ab initio.

Survival

All provisions of these Terms of Use which by their nature should survive termination shall survive any termination of your access to the Sites and the Service.

Entire Agreement

These Terms of Use, together with any amendments and any additional agreements you may enter into with StartNoo in connection with the Service, shall constitute the entire agreement between you and StartNoo concerning the Service.

Construction

Except where the context requires otherwise, whenever used in these Terms of Service, the singular includes the plural, the plural includes the singular, the use of any gender is applicable to all genders. The word "or" has the inclusive meaning represented by the phrase "and/or". The headings set forth in these Terms of Use are for convenience only. The term "including," as used in these Terms of Use mean will be deemed to be followed by the words "without limitation".

Governing Law

These Terms of Use and your use of this Site are governed by Florida law. Any dispute between you and us relating to these Terms of Use or your use of this Site shall be resolved solely in accordance with the Dispute Resolution section of the Terms of Use.

Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to this Agreement, or the breach, termination, or validity thereof, shall be resolved by arbitration administered by JAMS in accordance with its Comprehensive Arbitration Rules and Procedures. The arbitration shall be conducted in Miami, Florida, and the language of the arbitration shall be English. The decision of the arbitrator shall be final and binding on the parties, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof. The Parties agree that the arbitration shall be kept confidential and that the existence of the proceedings and any element of it (including any pleadings, briefs, or other documents submitted or exchanged, and testimony or other oral submissions and any awards) shall not be disclosed beyond the tribunal, JAMS, the parties, their legal representatives, and any person necessary to the conduct of the proceedings, except as may be required

Contact Information

If you have questions or concerns regarding these Terms of Use, the Privacy Policy, or the Service, please contact us by emailing legal@StartNoo.com.

Unless otherwise provided above, if you wish to provide any legal notices to us, please contact us at the following address:

StartNoo, LLC
7901 4th Street N, STE 300
St. Petersburg, Florida 33702