Privacy Policy

Welcome to startnoo.com, the website, platform and online service of STARTNOO, LLC (hereinafter "startnoo," "we," or "us"). STARTNOO, LLC is a subsidiary of illÜstriam LLC. Our Privacy Policy explains how we collect, use, disclose, and protect information that applies to our Service, and your choices about the collection and use of your information.

1. HOW WE COLLECT AND USE INFORMATION

Capitalized terms that are not defined in this Privacy Policy have the meaning given them in our Terms of Use.
We collect the following types of information about you:

Information you provide us directly:We ask for certain information such as your first and last name and e-mail address if you correspond with us. We also ask for student loan account and tuition account information in order to pay the correct accounts and other actions related to the Service. We may also retain any messages you send through the Service. We use this information to operate, maintain, and provide to you the Service.

Analytics information:We may directly collect analytics data, or use third-party analytics tools, to help us measure traffic and usage trends for the Service. These tools collect information sent by your browser or device, including the pages you visit and other information that assists us in improving the Service. We collect and use this analytics information in aggregate form such that it cannot reasonably be manipulated to identify any particular individual user.

Cookies information:When you visit the Service, we may send one or more cookies – a small text file containing a string of alphanumeric characters – to your computer that uniquely identifies your browser to enhance your navigation through the site. A cookie may also convey information to us about how you use the Service (e.g., the pages you view, the links you click and other actions you take on the Service), and allow us or our business partners to track your usage of the Service over time. A persistent cookie remains on your hard drive after you close your browser. Persistent cookies may be used by your browser on subsequent visits to the site. Persistent cookies can be removed by following your web browser's directions. A session cookie is temporary and disappears after you close your browser. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the Service may not function properly if the ability to accept cookies is disabled.

Log file information: Log file information is automatically reported by your browser or device each time you access the Service. When you use our Service, our servers automatically record certain log file information. These server logs may include anonymous information such as your web request, Internet Protocol ("IP") address, browser type, referring / exit pages and URLs, number of clicks and how you interact with links on the Service, domain names, landing pages, pages viewed, and other such information.

Clear gifs/web beacons information: When you use the Service, we may employ clear gifs (also known as web beacons) which are used to anonymously track the online usage patterns of our Users. In addition, we may also use clear gifs in HTML-based emails sent to our users to track which emails are opened and which links are clicked by recipients. The information allows for more accurate reporting and improvement of the Service.

Device identifiers: When you access the Service by or through a mobile device (including but not limited to smart-phones or tablets), we may access, collect, monitor and/or remotely store one or more "device identifiers," such as a universally unique identifier ("UUID"). Device identifiers are small data files or similar data structures stored on or associated with your mobile device, which uniquely identify your device. A device identifier may be data stored in connection with the device hardware, data stored in connection with the device's operating system or other software, or data sent to the device by startnoo. A device identifier may convey information to us about how you browse and use the Service. A device identifier may remain persistently on your device to enhance your navigation through the Service. Some features of the Service may not function properly if use or availability of device identifiers is impaired or disabled.

Commercial and marketing communications:We use the information we collect or receive to communicate directly with you. We may send you emails containing newsletters, promotions and special offers. If you do not want to receive such email messages, you will be given the option to opt out of such communications. We also use your information to send you Service-related emails (e.g., purchase and billing confirmations and reminders, changes/updates to features of the Service, and technical and security notices). You may not opt out of Service-related e-mails.

Use of certain service type information we collect about you: We use or may use cookies, log file, device identifiers and clear gifs information to: (a) provide and monitor the effectiveness of our Service; (b) monitor aggregate metrics such as total number of visitors, traffic, and demographic patterns; and (c) diagnose or fix technology problems.

2. SHARING OF YOUR INFORMATION

We will not rent or sell your information to third parties outside Startnoo and its group companies (including any parent, subsidiaries and affiliates) without your consent, except as noted below:

Who we may share your information with: third parties, visitors to our website; other users of the Services. We may share your information with third-party business partners for the purpose of providing the Services to you. Those business partners will be given limited access to your information as is reasonably necessary to deliver the Service, and will only utilize your information to complete services on our behalf and for no other purpose. We may share your information with visitors to our website who view information you provide in your profile. We may share your information with other users of the Services in connection with providing the Services to you.

By posting or sharing content or information in connection with the Services: You authorize us to edit, modify, and adapt the content or information you provide at our sole discretion, and to incorporate the content or information into our Services. You authorize us, for worldwide commercial and non-commercial purposes, to use, reproduce, distribute and license to others, the content or information in any manner of media whatsoever now or hereafter known, and to use your name (including legal name, alias, professional name, or nickname), likeness, voice, signature, biographic or other information in connection with it. You relinquish all rights, title and interest you may have in any content or information as modified or unmodified, and assign all rights, title and interest you may have in any content or information to us.

What happens in the event of a change of control: We may buy or sell/divest/transfer the company (including any shares in the company), or any combination of its products, services, assets and/or businesses. Your information such as customer names and email addresses and other user information related to the Service may be among the items sold or otherwise transferred in these types of transactions. We may also sell, assign or otherwise transfer such information in the course of corporate divestitures, mergers, acquisitions, bankruptcies, dissolutions, reorganizations, liquidations, similar transactions or proceedings involving all or a portion of the company.

Instances where we are required to share your information:

startnoo will disclose your information where required to do so by law or subpoena or if we reasonably believe that such action is necessary to (a) comply with the law and the reasonable requests of law enforcement; (b) to enforce our Terms of Use or to protect the security or integrity of our Service; and/or (c) to exercise or protect the rights, property, or personal safety of startnoo, our Users or others.

Sharing certain service type information we collect about you: We may share certain service type information, including information obtained through tools such as cookies, log files, device identifiers and clear gifs (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) with our third-party business partners for the purposes described in the section above on "How We Collect and Use Information." We may also aggregate or otherwise strip data of all personally identifying characteristics and may share that aggregated, anonymized data with third parties.

3. HOW WE STORE AND PROTECT YOUR INFORMATION

Storage and Processing: The Services are intended for use in the United States. Your information collected through the Service will be stored and processed in the United States. startnoo may transfer information that we collect about you, including personal information, to affiliated entities, or to other third parties across borders to other countries or jurisdictions around the world. If you are located in the European Union or other regions with laws governing data collection and use that may differ from U.S. law, please note that we may transfer information, including personal information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction, and you consent to the transfer of information to the U.S. or any other country in which startnoo or its parent, subsidiaries, affiliates or service providers maintain facilities and the use and disclosure of information about you as described in this Privacy Policy.

Clarity for International Users. startnoo is hosted in the United States. If you are a User accessing startnoo from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure, that differ from United States laws, please note that you are transferring your personal data to the United States which does not have the same data protection laws as the EU and other regions, and by providing your personal data you consent to:

the use of your personal data for the uses identified above in accordance with the Privacy Policy; and
the transfer of your personal data to the United States as indicated above.

YOU ACKNOWLEDGE THAT THE LAWS OF THE UNITED STATES TREAT YOUR INFORMATION IN A MANNER THAT MAY BE SUBSTANTIALLY DIFFERENT FROM, AND LESS PROTECTIVE THAN, THE TREATMENT REQUIRED UNDER THE LAWS OF OTHER COUNTRIES AND JURISDICTIONS. IF YOU DO NOT WANT YOUR INFORMATION TRANSFERRED TO THE UNITED STATES, YOU SHOULD NOT SHARE YOUR INFORMATION WITH US, OR MAKE USE OF THIS WEBSITE. FURTHER, STARTNOO.COM WAS INTENDED FOR USE IN THE UNITED STATES, AND WAS DESIGNED WITH THE UNITED STATES AUDIENCE IN MIND.

TO THE EXTENT ALLOWED BY THE LAW OF THE COUNTRY IN WHICH YOU ARE LOCATED, YOU EXPRESSLY WAIVE ANY RIGHT YOU MAY HAVE TO REQUIRE US TO TREAT YOUR IDENTIFYING INFORMATION IN ACCORDANCE WITH THE LAWS OF ANY COUNTRY OR JURISIDICTION OTHER THAN THE UNITED STATES. HOWEVER, THE FOREGOING WAIVER MAY NOT BE LEGALLY BINDING IN SOME COUNTRIES, SUCH AS THE MEMBER STATES OF THE EUROPEAN UNION. TO THE EXTENT IT IS NOT LEGALLY BINDING IN THE COUNTRY IN WHICH YOU ARE LOCATED, THIS FOREGOING WAIVER DOES NOT APPY TO YOU.

Keeping your information safe: startnoo cares about the security of your information, and uses commercially reasonable safeguards to preserve the integrity and security of all information collected through the Service. However, startnoo cannot ensure or warrant the security of any information you transmit to startnoo or guarantee that information on the Service may not be accessed, disclosed, altered, or destroyed. You are responsible controlling access to your email communications from startnoo, at all times.

Compromise of information: In the event that any information under our control is compromised as a result of a breach of security, startnoo will take reasonable steps to investigate the situation and where appropriate, notify those individuals whose information may have been compromised and take other steps, in accordance with any applicable laws and regulations.

4. YOUR CHOICES ABOUT YOUR INFORMATION

You control your Account information and settings: You can stop receiving promotional email communications from us by clicking on the "unsubscribe link" provided in such communications. We make every effort to promptly process all unsubscribe requests. As noted above, you may not opt out of Service-related communications (e.g., purchase and billing confirmations and reminders, changes/updates to features of the Service, and technical and security notices). If you have any questions about Service-related communications or unsubscribing from startnoo communications, you can contact us directly at info@startnoo.com.

Opting out of collection of your information for Tracking: Please refer to your device or browser's technical information for instructions on how to delete and disable cookies, and other tracking/recording tools. Depending on your type of device, it may not be possible to delete or disable tracking mechanisms on your device. Note that disabling cookies and/or other tracking tools prevents startnoo or its business partners from tracking your browser's activities in relation to the Service. However, doing so may disable many of the features available through the Service. If you have any questions about opting out of the collection of cookies and other tracking/recording tools, you can contact us directly at info@startnoo.com.

5. CHILDREN'S PRIVACY

Startnoo does not knowingly collect or solicit any information from anyone under the age of 13 or knowingly allow such persons to register as Users. The Service and its content are not directed at children under the age of 13. In the event that we learn that we have collected personal information from a child under age 13 without verification of parental consent, we will delete that information as quickly as possible. If you believe that we might have any information from or about a child under 13, please contact us at info@startnoo.com.

6. LINKS TO OTHER WEB SITES AND SERVICES

We are not responsible for the practices employed by websites or services linked to or from the Service, including the information or content contained therein. Please remember that when you use a link to go from the Service to another website, our Privacy Policy does not apply to third-party websites or services. Your browsing and interaction on any third-party website or service, including those that have a link on our website, are subject to that third party's own rules and policies. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources other than through the Service.

7. HOW TO CONTACT US

If you have any questions about this Privacy Policy or the Service, please contact us at info@startnoo.com.

8. CHANGES TO OUR PRIVACY POLICY

startnoo may modify or update this Privacy Policy from time to time to reflect the changes in our business and practices, and so you should review this page periodically. When we change the policy in a material manner we will let you know and update the 'last modified' date at the bottom of this page.

This privacy policy was last modified on March 16, 2015.